Voluntary
Benefits

Life doesn’t always go as planned. Voluntary benefits can provide added financial peace of mind when unexpected health challenges arise. Critical Illness, Accident, and Hospital Indemnity Insurance pay cash benefits directly to you to use however you need, helping with everyday expenses while you focus on your health and recovery. Plus, coverage is portable, so you can take it with you if you leave the company.

Critical Illness Insurance

A serious illness can bring unexpected expenses even when you have medical coverage. Critical Illness Insurance provides a lump sum cash payment if you’re diagnosed with a covered condition, such as cancer, a heart attack, or stroke. The benefit is supplemental to your medical plan coverage and can be used however you choose to help financial burden while you focus on your health and recovery.

Who can get coverage:

Coverage Type	Coverage Details
You:	Choose $10,000, $20,000, or $30,000 of coverage with no medical screenings if you apply during open enrollment.
Your Spouse:	Spouses can be enrolled up to 100% of your coverage amount.
Your Child(ren):	Children from birth up to age 26 are automatically covered at your coverage level at no additional cost to you.

Accident Insurance

An unexpected injury can come with extra expenses, adding stress to an already difficult situation. Accident Insurance provides cash benefits based on the covered injury and care you receive, whether the accident happens at work or on your own time. You can use the money to help pay for medical deductibles, copays, and other expenses, giving you added financial flexibility during recovery. Base coverage is available with no health questions required, and premiums are conveniently deducted from your paycheck. If you change jobs or retire, you can continue your coverage through direct billing.

Who can get coverage:

Coverage Type	Coverage Details
You:	If you’re legally authorized and actively working at a U.S. location.
Your Spouse:	Spouses may be enrolled as long as you purchased coverage for yourself.
Your Child(ren):	Children from birth up to age 26, regardless of marital or student status.

Hospital Indemnity Insurance

A hospital stay can bring unexpected expenses, even when you have medical coverage. Hospital Indemnity Insurance provides cash benefits when you or a covered family member is admitted to the hospital for a covered illness, injury, or childbirth. Payments go directly to you, so you can use the money to help with medical deductibles, copays, as well as everyday expenses like groceries, housing costs, or transportation, while you focus on recovery. With competitive rates through your workplace and convenient payroll deductions, this coverage offers added financial support when you need it. You can also continue your coverage if you leave the company or retire with direct billing.

Who can get coverage:

Coverage Type	Coverage Details
You:	If you’re actively working and benefit eligible.
Your Spouse:	Spouses may be enrolled as long as you purchased coverage for yourself.
Your Child(ren):	Children from birth up to age 26, regardless of marital or student status.