Qualifying Life Events (QLEs)

Common Qualifying Life Events include:

• Household changes: marriage, divorce, birth or adoption of a child, or the death of a dependent.
• Loss of health coverage: Turning 26 and aging off a parent’s plan, or losing eligibility for Medicare/Medicaid/CHIP.
• Change of residence: Moving to a new area where your current plan isn’t available.
• Employment changes: Changes in employment status that affect eligibility for benefits, like switching jobs or being terminated from an employer.
• Other specific events: Turning 65 and becoming Medicare-eligible, or permanently transferring from a role outside the U.S. to a U.S. role.

What To Do If You Have a Qualifying Life Event

To make changes to your benefit elections or add a dependent to your current benefits as a result of a Qualifying Life Event, log into ADP.

Once logged in, navigate to Myself > Benefits > Enrollments > Qualifying Life Events. Select the event that is appropriate to your change in life situation. Please note that you may be required to upload certain documents to ADP to show proof of the event and event date (such as a birth certificate, or letter showing loss of prior coverage).

Additional Considerations for Certain Events

Change in Marital Status

Whether you are starting or ending a marriage, you may have some changes to your benefits coverage. We’re here to help make this transition easy with all the steps you need to take.

Within 30 days of your marital status change, you must:

• Update your benefits on ADP, including adding/removing your dependent(s), if necessary.
• Submit proof of the event, such as a copy of your marriage license or divorce decree, to the ADP portal.
• Review and update your 401(k) and Life and AD&D beneficiaries.

You may also want to consider the following changes if they apply to your change in marital status:

• Adjust the amount you wish to contribute to your HSA or FSA accounts.
• Add or remove supplemental life and AD&D insurance coverage.

Growing Your Family

Growing your family is a special and exciting time and Servier offers robust programs to support you and your family on your journey.

• Review Servier’s Parent and Caregiver Leave Policy, and Adoption & Surrogacy Assistance Policy (if applicable).
• Update your benefits on the ADP portal within 30 days of the birth, placement or adoption.
• Submit a copy of the birth certificate or legal adoption papers to the ADP portal.

You may also want to consider:

• Updating your 401(k) and Life and AD&D beneficiaries.
• Adding child Life and/or AD&D coverage.
• Adjusting the amount you are contributing to your FSAs or HSA.
• Enrolling in the Dependent Care FSA to save tax-free for eligible dependent care expenses.

Change in Dependent Status

If you or one of your dependents lose coverage or gain other coverage outside of Servier, you may be able to update your Servier benefit elections. Examples of Qualifying Events resulting in a change of dependent status are:

• Turning Age 26: Parents are allowed to continue health plan coverage for their children until the child reaches the age of 26.
  • If you are turning 26 and currently covered under a parent’s health plan, you can enroll in the Servier benefit plans within 30 days of your previous coverage ending. Visit ADP to enroll in or make changes to your current elections.
  Note: If your dependent child turns 26, their Servier health coverage will automatically terminate at the end of the month in which they turn age 26.

• Loss of Other Coverage: If you and/or your dependents lose coverage under another plan such as a spouse/domestic partner’s plan, or COBRA coverage from a prior employer, you have 30 days from your coverage end date to enroll in Servier benefits through ADP.
• Gaining Other Health coverage: If you or a covered dependent become eligible for other health plan coverage through a different employer, a spouse/domestic partner’s plan, or become entitled to Medicare, you may request to drop Servier coverage for yourself and/or your dependent within 30 days of the date the other coverage begins.